.op{--navy-900:#0A1E3F;--navy-800:#0F2A54;--navy-700:#1552A0;--cyan-500:#00B8E6;--cyan-400:#29C6F0;--stock:#D97706;--stock-bg:#FEF3C7;--gray-700:#475569;--gray-500:#6B7280;--gray-200:#E2E8F0;--gray-100:#F3F4F6;--bg:#F1F4F8;--card:#fff;font-family:Onest,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--navy-900);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}.op :where(h1,h2,h3,p){margin:0}.op-wrap{max-width:1140px;margin:0 auto;padding:0 32px}.op-nav{display:flex;align-items:center;justify-content:space-between;max-width:1140px;margin:0 auto;padding:18px 32px;font-family:Onest,system-ui,sans-serif}.op-nav__logo{font-weight:800;font-size:20px;letter-spacing:-.02em;text-decoration:none;color:#0a1e3f}.op-nav__logo b{color:#00b8e6}.op-nav__back{text-decoration:none;font-weight:600;font-size:14px;color:#1552a0}.op-hero{position:relative;overflow:hidden;background:radial-gradient(120% 130% at 50% -10%,#143a71 0%,var(--navy-900) 55%,#071634 100%);border-radius:0 0 34px 34px}.op-hero__grid{position:absolute;inset:0;pointer-events:none;background-image:radial-gradient(rgba(0,184,230,.3) 1.3px,transparent 1.3px);background-size:30px 30px;-webkit-mask:radial-gradient(130% 92% at 50% 0%,#000 34%,transparent 76%);mask:radial-gradient(130% 92% at 50% 0%,#000 34%,transparent 76%);opacity:.7}.op-hero__in{position:relative;z-index:1;max-width:1000px;margin:0 auto;padding:78px 32px 88px;text-align:center}.op-crumbs{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;font-size:13px;margin-bottom:20px;color:#e2eefc80}.op-crumbs a{color:#e2eefcc7;text-decoration:none;transition:color .15s}.op-crumbs a:hover{color:var(--cyan-400)}.op-crumbs .cur{color:#fff}.op-eyebrow{font-family:JetBrains Mono,ui-monospace,monospace;font-size:12.5px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--cyan-400);margin-bottom:22px}.op-h1{font-weight:800;font-size:clamp(32px,5vw,56px);line-height:1.06;letter-spacing:-.035em;color:#fff;max-width:22ch;margin:0 auto;text-wrap:balance}.op-answer{margin:26px auto 0;font-size:18px;line-height:1.65;color:#e2eefcf0;max-width:62ch;text-align:left;background:#ffffff0d;border-left:3px solid var(--cyan-400);border-radius:0 12px 12px 0;padding:18px 22px}.op-answer strong{color:#fff}.op-lead{margin:24px auto 0;font-size:19px;line-height:1.6;color:#e2eefcd1;max-width:58ch}.op-cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:34px}.op-btn{display:inline-flex;align-items:center;gap:8px;height:52px;padding:0 26px;border-radius:13px;font-weight:700;font-size:16px;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s,gap .2s}.op-btn--lg{height:58px;font-size:17px;padding:0 32px}.op-btn--primary{background:var(--cyan-500);color:#00131a;box-shadow:0 14px 30px -10px #00b8e699}.op-btn--primary:hover{background:var(--cyan-400);gap:12px;transform:translateY(-2px)}.op-btn--ghost{background:#ffffff1a;color:#fff;box-shadow:inset 0 0 0 1.5px #ffffff47}.op-btn--ghost:hover{background:#ffffff2e}.op-sec{padding:70px 0}.op-sec--white{background:#fff}.op-kicker{font-family:JetBrains Mono,ui-monospace,monospace;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--navy-700);margin-bottom:14px}.op-kicker--cyan{color:var(--stock)}.op-h2{font-size:clamp(26px,3.6vw,38px);font-weight:800;letter-spacing:-.03em;text-wrap:balance}.op-p{color:var(--gray-700);font-size:17px;line-height:1.65;margin-top:14px;max-width:66ch}.op-p strong{color:var(--navy-900);font-weight:700}.op-p a{color:var(--navy-700);font-weight:600}.op-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.op-card{background:var(--card);border:1px solid var(--gray-200);border-radius:18px;padding:26px}.op-card__ic{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--stock-bg);color:#92510a;margin-bottom:16px}.op-card__ic svg{width:23px;height:23px}.op-card h3{font-size:18px;font-weight:800;letter-spacing:-.02em}.op-card p{color:var(--gray-700);font-size:14.5px;margin-top:8px}.nds-calc{margin-top:34px;display:grid;grid-template-columns:380px 1fr;gap:24px;align-items:start}.nds-calc__inputs{display:grid;gap:18px;background:#f9fafb;border:1px solid var(--gray-200);border-radius:18px;padding:24px}.nds-field{display:grid;gap:7px}.nds-field span{font-weight:700;font-size:14.5px;color:var(--navy-900)}.nds-field small{color:var(--gray-500);font-size:12.5px;line-height:1.45}.nds-field input{height:48px;border:1.5px solid var(--gray-200);border-radius:12px;padding:0 16px;font:inherit;font-weight:700;font-size:17px;color:var(--navy-900);background:#fff;width:100%}.nds-field input:focus{outline:none;border-color:var(--cyan-500);box-shadow:0 0 0 3px #00b8e626}.nds-calc__out{display:grid;gap:14px}.nds-res{border-radius:14px;padding:18px 22px;font-size:15.5px;line-height:1.55}.nds-res--ok{background:#ecfdf5;border:1px solid #A7F3D0;color:#065f46}.nds-res--warn{background:#fef3c7;border:1px solid #FDE68A;color:#78350f}.nds-res strong{font-weight:800}.nds-compare{display:grid;grid-template-columns:1fr 1fr;gap:14px}.nds-opt{background:#fff;border:1.5px solid var(--gray-200);border-radius:14px;padding:18px 20px}.nds-opt--best{border-color:#10b981;box-shadow:0 10px 26px -14px #10b98173}.nds-opt__rate{font-weight:800;font-size:15px}.nds-opt__sum{font-weight:800;font-size:24px;letter-spacing:-.02em;margin-top:6px}.nds-opt--best .nds-opt__sum{color:#047857}.nds-opt__note{color:var(--gray-500);font-size:12.5px;margin-top:5px}.nds-disclaimer{color:var(--gray-500);font-size:12.5px;line-height:1.5}.op-faq{max-width:880px;margin:50px auto 0;display:grid;gap:12px}.op-qa{background:#f9fafb;border:1px solid #E5E7EB;border-radius:14px;overflow:hidden}.op-qa summary{cursor:pointer;list-style:none;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-weight:600;font-size:17px;color:#0a1e3f}.op-qa summary::-webkit-details-marker{display:none}.op-qa summary:after{content:"+";font-size:24px;font-weight:300;line-height:1;color:#00b8e6;flex-shrink:0;transition:transform .2s}.op-qa[open] summary:after{transform:rotate(45deg)}.op-qa p{padding:0 26px 22px;color:#404654;font-size:15px;line-height:1.6}.op-qa a{color:var(--navy-700);font-weight:600}.op-final{position:relative;border-radius:28px;overflow:hidden;background:linear-gradient(150deg,var(--navy-900),var(--navy-700))}.op-final__glow{position:absolute;inset:0;background:radial-gradient(60% 90% at 50% 0%,rgba(0,184,230,.35),transparent 70%)}.op-final__in{position:relative;z-index:1;padding:64px 32px;text-align:center}.op-final h2{color:#fff;font-size:clamp(26px,3.6vw,40px);font-weight:800;letter-spacing:-.03em;text-wrap:balance}.op-final p{color:#e2eefccc;font-size:17px;margin:14px auto 0;max-width:52ch}.op-final .op-btn{margin-top:30px}@media(max-width:960px){.nds-calc{grid-template-columns:1fr}}@media(max-width:900px){.op-cards{grid-template-columns:1fr}.op-hero__in{padding:58px 20px 66px}.op-wrap,.op-nav,.op-hero__in{padding-left:20px;padding-right:20px}.nds-compare{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){.op *{transition:none!important}}